In Florida, we’re no strangers to high winds, thunder and lightning, rain, or even hail. Add to that sunshine and high heat and you have a recipe for roof damage. If you’ve experienced roof damage, it’s important to get a quote for a reputable, local roofing company. So what happens when someone just happens to knock on your door offering to take a look at your roof damage after a storm?
Unfortunately, there’s a good chance that it’s a scam.
Here are some easy ways to spot whether you’re dealing with a roofing storm chaser.
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1. They Ask For Money Up Front
After a quick look around of your roof, your uninvited guest informs you that you have damage from the recent storm that passed through your area. And they can fix it! Hooray!
But not so fast. They want cash to get started.
Any contractor that asks for cash up front is probably not a legitimate contractor. Don’t sign anything or hand over a check. Instead, thank them for their time and let them know you’ll be in touch if you decide you need their services.
Once they’re gone from your property, you can evaluate what just happened and research whether it was a legitimate roofing contractor that stopped. Chances are, if they are asking for cash after just stopping by out of the blue, they aren’t.
2. They Lack a License
Whenever someone comes to your door claiming to be someone, you should ask for their work license or another form of ID. Roofers should be licensed to work in your area and properly insured. Make sure any documents you are shown are for your area and that they are recent.
Even if documents are presented when they give you a quote after stopping by unannounced, don’t just hire them out of convenience. While some legitimate, local roofing contractors may knock on a couple of doors because they happen to be in the neighborhood fixing someone’s roof, someone with papers may still be a scammer. Check online for more information about the company and call another company for a quote.
Never sign a contract with a roofing company that is not licensed or insured or who has failed to show you evidence that they are licensed or insured.
3. Their Trucks Have Out-of-State Plates
The vehicles used by a door knocker can be telling. If a roofing contractor comes a-knocking and they have out of state plates, think twice before hiring them and be sure to do your homework. Any contractor who has worked in the area should have their vehicles registered in Florida. Storm chasers from out of state, however, may not.
4. They Want You to Sign—And Fast
If after taking a quick look at your roof, a door-knocking roof contractor comes down, writes down a quick quote, and asks you to sign a vague work agreement—don’t.
Having roof work done is an investment. Don’t commit to working with someone who pressures you into signing something without allowing you to ask questions or look for other quotes. Getting locked into a contract with a storm chaser could mean you may end up paying too much for shoddy work.
5. They Offer to Speak to Your Insurer For You
If a company offers to speak to your insurer or tells you that they will cover your insurance deductible, let them know you aren’t interested at this moment and close the door.
A reputable roofing company understands how insurance works—and so do scammers. Don’t let a roofing storm chaser try to finagle their way into insurance proceedings. Rather, call the insurance company yourself and arrange for an adjuster to take a look at the damage to determine if your policy will cover your roof.
Learn something you didn’t know before? Well, don’t keep it to yourself! Make sure to share this information with loved ones in the area so they don’t get taken in by a sub-par contractor or, even worse, a scammer.
If you feel you have sustained damage due to a storm, call a reputable roofing company to provide you with a quote. A local Tampa roofing company that understands the value of community and hard work can ensure you get the quality work you deserve for your home. Don’t hesitate, contact us for a free estimate today.